Final Expense & Burial Coverage
Legacy Lock connects families with licensed agents and A+ rated carriers to find affordable final expense coverage — fast, private, and with no obligation.
See Your Coverage Options →The Process
No medical exams. No confusing paperwork. Just straightforward coverage for what matters most.
Tell us about yourself — zip code, age, coverage needs. Takes under 2 minutes.
We match you with licensed agents and coverage options from A+ rated carriers in your area.
Review your options with no pressure. An agent will walk you through everything at your pace.
Why Legacy Lock
We work with the top final expense carriers in the country to find coverage that fits your budget.
Plans starting as low as $20/month. We find options that fit real budgets.
Many of our carriers offer same-day approval with no medical exam required.
We only work with A+ rated insurance carriers so your family is protected.
Every agent in our network is fully licensed and trained in final expense coverage.
Your information is encrypted and never sold to third parties without your consent.
Getting a quote is completely free. No pressure, no commitment required.
Common Questions
Have questions? We have answers.
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs such as funeral expenses, burial costs, and outstanding medical bills — so your family isn't left with the burden.
The average funeral in the U.S. costs between $7,000 and $12,000. Most families choose coverage between $10,000 and $25,000 to cover funeral costs plus any remaining expenses.
No. Most of our final expense plans require no medical exam. You'll answer a few health questions and can often get approved the same day.
Simply click "Get a Quote," answer a few quick questions, and a licensed agent will reach out to walk you through your options with no obligation.
Yes. We take your privacy seriously. Your information is encrypted and shared only with licensed agents for the purpose of providing you with coverage quotes. See our Privacy Policy for full details.
Get your free, no-obligation quote in under 2 minutes.
Get My Free Quote →Get in Touch
Have questions before getting started? We're here to help.
support@legacylockinsurance.io
Monday – Friday, 9am – 6pm PST